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About Cary Hicks - Information about Cary Hicks of Tampa, South Tampa and Hillsborough County, Florida Testimonials - Read what Cary Hicks' clients are saying about the real estate marketing and services provided. Quick Response Guarantee - A quick response to your email request for more Florida home buying & property selling information is guaranteed by Cary Hicks. Privacy Guarantee - This Tampa, South Tampa and Hillsborough County real estate web site will respect your privacy, guaranteed by Cary Hicks. No Obligation Guarantee - Cary Hicks' real estate help by email is free & without obligation for Tampa, South Tampa and Hillsborough County home owners in Florida. For Real Estate Agents - Let Cary Hicks help you with your professional real estate broker and agent needs in the Tampa, South Tampa and Hillsborough County area. About NUMBER1EXPERTS™ - NUMBER1EXPERTS™ are top real estate professionals, find out more. Contact Information - How to contact Cary Hicks. Go to Main Sitemap - Main sitemap sections include Find Tampa, South Tampa and Hillsborough County Homes, For Home Buyers, For Home Sellers, Tampa, South Tampa and Hillsborough County Information, Real Estate Resources, and About Cary Hicks. 
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Financing Your Home >Watch Your ARMs Length Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.
First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.
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From 1974 to 1996, what was the world's tallest habitable building?
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| A |
The Sears Towers, headquarters for Sears, Roebuck & Co., with 110 stories and 1,454 feet high. |
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Cary Hicks
Keller Williams-Hicks Group
1208 E. Kennedy Blvd #232
Tampa, FL 33602
Cell: 813-299-2047
Fax: 813-425-7763
info@caryhicks.com
Cary Hicks and his team are one of Tampa's top Real Estate Teams. We have extensive skills and experience working with buyers and sellers, including assisting numerous Local and National companies on their Relocations. My goal is to create a "CUSTOMER FOR LIFE" through excellent service, honesty, expertise and the personal service you deserve.
SELLING TAMPA EVERY DAY!!!!    
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