Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Cary Hicks, a proven Tampa, South Tampa and Hillsborough County, Florida NUMBER1EXPERT™ Top Selling real estate agent. Find Tampa, South Tampa and Hillsborough County Homes - Find Tampa, South Tampa and Hillsborough County, Florida real estate listings & homes for sale provided by Cary Hicks, your local expert real estate agent. Luxury, waterfront properties For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Cary Hicks, a proven Tampa, South Tampa and Hillsborough County, Florida NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Cary Hicks, a proven Tampa, South Tampa and Hillsborough County, Florida NUMBER1EXPERT™ Top Selling real estate agent. Tampa, South Tampa and Hillsborough County Information - Find local information on Tampa, South Tampa and Hillsborough County, Florida including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Cary Hicks, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Cary Hicks, a proven Tampa, South Tampa and Hillsborough County, Florida NUMBER1EXPERT™ Top Selling real estate agent. About Cary Hicks - Information about Cary Hicks including testimonials, guarantees, credentials, and contact information. Learn why Cary Hicks is a proven Tampa, South Tampa and Hillsborough County, Florida NUMBER1EXPERT™ Top Selling real estate agent. 
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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Where would you go to enjoy a soak in the world's largest bathtub?
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The Spa Resort Hawaiians in Fukushima, Japan, offers an outdoor soaking tub that occupies a total area of 10,760 square feet and can accommodate 1,500 persons at one time. |
 See More Real Estate Trivia > |
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Cary Hicks
Keller Williams-Hicks Group
1208 E. Kennedy Blvd #232
Tampa, FL 33602
Cell: 813-299-2047
Fax: 813-425-7763
info@caryhicks.com
Cary Hicks and his team are one of Tampa's top Real Estate Teams. We have extensive skills and experience working with buyers and sellers, including assisting numerous Local and National companies on their Relocations. My goal is to create a "CUSTOMER FOR LIFE" through excellent service, honesty, expertise and the personal service you deserve.
SELLING TAMPA EVERY DAY!!!!    
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